Type	privately-owned consortium
Nationality	Vassfforcian-Harberian
Established	1857
Headquartered	Torre Bénard-Ballen in Prubdablia, Vassfforcia
CEO	Don Mauricio del Toro
CFO	James Benningham
Board Chairman	Don Claude Méthier
Industry	Finance & Insurance
Products	Financial Service
Slogan	Quality & Efficiency (1973- )

The Bank of Aberdeen & Prubdablia/Banco de Aberdeen y Prubdablia is a Vassfforcian-Harberian banking consortium privately-owned which had extended itself to many other countries.

History

The BAP was founded in 1857 by the Harberian gentleman Lord Edward Ballen, 7th Baron of Tilsotten and a small businessman and banker Maurice Bénard, a Vassfforcian ships and warehouses owner of Prubdalia to easy trade between the two countries. The two men met each other in 1854 while Bénard was traveling around Grays Harbor. They rapidly established a good friendship and then became the first associates of what would become the Bank of Aberdeen and Prubdablia.

Years later, they looked for more investors for the bank in both countries hence it could be bigger and provide better services. In Grays Harbor the Harberian Firms Windwards Imports Ltd., Golden Seal Shipping and Transportation Company and Imperial Harberian Trading Company, (called Commonwealth Trading and Shipping Company Ltd. today) joined the venture while in Vassfforcia, the Montajìque Shipping Co., the Banco de Ibportia (called BIZT today) and the Giocco Insurance Co joined. The new consortium was given permission to start operations on May 1st 1857 by HMSH Don Enrico III Giocco, Grand Duke of Vassfforcia and HM King George III of Grays Harbor.

Customer groups

BAP splits its business into three distinct groups, on a global basis:

Personal Financial Services

BAP provides more than 100 million customers region-wide with a full range of personal financial services, including current and savings accounts, mortgages, auto financing, insurance, credit cards, loans, pensions and investments. The Consumer Finance group facilitates point of sale credit to consumers, and lends money and provides related services to meet the financial needs of everyday people.

Commercial Banking

BAP provides financial services to small, medium-sized and middle-market enterprises. The group has almost 2.5 million of such customers, including sole proprietors, partnerships, clubs and associations, incorporated businesses and publicly quoted companies.

Corporate, Investment Banking and Markets

This customer group provides tailored financial services to corporate and institutional clients. Business lines comprise Global Markets, Corporate and Institutional Banking, Global Transaction Banking and Global Investment Banking.

Strategy

Quality & Efficiency 1973-

BAP launched Quality & Efficiency at the end of 1973. This is a strategic plan that provides a blueprint for growth and development via offering their customers a better quality service than that of their competitors. BAP aims to be the region’s leading financial services company, defined as being preferred, admired, dynamic, and recognised for giving customers a fair deal.

• Brand: to make BAP and its coats of arms symbol one of the region’s leading brands for customer experience and corporate social responsibility;
• Personal Financial Services: drive growth in key markets and through appropriate channels to make BAP the strongest regional player in personal financial services;
• Consumer Finance: extend the reach of this business to existing customers through a wider product range, and penetrate new markets, all this through superior quality;
• Commercial Banking: utilise BAP’s international customer base through effective relationship management and improved product offerings in all the Group’s markets;
• Corporate, Investment Banking and Markets: accelerate growth by enhancing capital markets and advisory capabilities focused on client service in defined sectors where BAP has critical relevance and strength;
• People: attract, develop and motivate BAP’s staff, rewarding success and rejecting mediocrity for them to be able to offer our customers a better service; and
• TSR: fulfill BAP’s TSR target by achieving strong competitive performances in earnings per share growth and efficiency.

Subsidiaries

Since the beguning, as the bank was founded to operate in two different countries, subsidiaries have been created to make the operations easier. Today the bank had extended its operations all over the Heartland to all the Vassfforcian and Harberian territories and Wysteria, through the Harberian and Vassfforcian colonies.

• Grays Harbor: Bank of Aberdeen & Prubdablia. One of the two original subsidiaries, headquartered in Podgery, Aberdeen, Grays Harbor. It is responsible for the operations of the bank in Prudentia
  
• Vassfforcia: Banco de Aberdeen y Prubdablia. One of the two original subsidiaries, headquartered in the Torre Bénard-Ballen in Prubdablia, Letia, Vassfforcia. It is responsible for the operation of the bank in Alcedonia.
  
• Dashake: BAP of Dashake, established in 2006, the Dashani subsidiary is the second newest. It was established only after the formation on an alliance between the Dashani and the Vassfforcian governments and the following economic cooperation and association. It is headqurtered in the city of Dumai.
  
• Kompa Ru: KR-BAP, established in 2006, the Komparuan subsidiary is the newest. It was established after the recent liberalization for foreign banking in the country. It is headquartered in Lunar City, Kompa Ru's capital.
  
• Mountainsea: Mountainsean BAP, established in 1974, the Mountainsean subsidiary is one of the fastest growing ones. It is headquartered in Orcassia, Mountainsea.
  
• PopularFreedom: BAP PopularFreedom, established in 1981, the PopularFreedom subsidiary is on of the biggest subsidiaries. It is headquartered in Magna Carta, PopularFreedom.
  
• Torquay: Torquayan BAP, established in 1914 the Torquayan subsidiary is one of the oldest.